Bankruptcy Attorney in Toledo Ohio

File Bankruptcy in Toledo, Ohio

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419-469-5002

Bankruptcy Lawyer in Toledo, OH

As bankruptcy attorneys, we understand that it is quite common for our clients to go through financial difficulties at some point in their lives. People’s financial positions are particularly vulnerable to fluctuations in job markets, changing workplace requirements, and difficult unforeseen economic conditions or emergencies. Despite this, we all have bills that still come due. Sometimes, it simply becomes too difficult to balance of these competing factors and you just need to reset your financial life. Bankruptcy offers that reset. If you’re looking for a bankruptcy attorney, call Sawan PLLC today at 419-469-5002 for a free bankruptcy consultation. 

Bankruptcy laws are federal laws with State law specific overlays that allow for people and entities to liquidate their assets, declare bankruptcy and discharge certain debts or re-organize their debts. If you’re considering bankruptcy, it is important to contact a bankruptcy lawyer in order to review your financial circumstances, discuss your legal options and provide legal advice to you based on your individual situation. Bankruptcy might just be the reset you’re looking for to get back on your feet and get a second chance at your financial life. Everyone deserves a second chance. If you’re just looking for more information, check out some of our articles and content at the bottom of the page.

If you’re considering filing for bankruptcy and you live in Toledo, Ohio, call the bankruptcy attorneys at Sawan PLLC at 419-469-5002 to discuss your case. We represent clients that file for bankruptcy under Chapter 7, Chapter 11 and Chapter 13 before the Northern District of Ohio Bankruptcy Court. We offer free initial consultations so don’t hesitate to give our offices a call if you are considering filing bankruptcy or simply want to understand more about your options. 

What to Expect When You Speak to a Bankruptcy Lawyer

The first step in the bankruptcy filing process is to speak with your bankruptcy attorney. Understanding what debts you owe, what your financial circumstances are and what you would like to accomplish are all important things for us to consider to begin to understand the unique facts underlying your case. It is really important that you hire an attorney if you are going to file for bankruptcy. Even if you’re just considering it, give us a call because we offer free consultations. Our free consultations are confidential and we are happy to field general questions.

What Do Bankruptcy Lawyers Do?

Bankruptcy lawyers can help with every step of the bankruptcy process. This includes helping to determine whether bankruptcy is right for you and your eligibility to file certain types of bankruptcies. If it turns out bankruptcy is right for you, a bankruptcy lawyer helps you gather the required information and complete the required bankruptcy forms in order to file. Once the case is started, your bankruptcy lawyer will attend the meeting of creditors and address any other issues that might arise between your creditors, the trustee and the bankruptcy court. As your case comes to a close, a bankruptcy lawyer is a key ally to make sure you have met all the requirements to obtain a discharge.

Do I Need a Lawyer to File Bankruptcy?

You are not required by law to have a bankruptcy attorney but we strongly advise you to hire one. While it can be expensive and difficult to come up with the funds since you are already having financial troubles, filing bankruptcy without an attorney can result in a full dismissal and jeopardize your ability to discharge your debts. The consequences of making a mistake can be drastic and when weighed against what’s at stake, you should also have a lawyer by your side to help make sure the process goes as smoothly as possible. The process is too complicated and even small mistakes can result in the dismissal of your case. For more, read our article on whether you need a lawyer to file bankruptcy. 

How Much Does a Bankruptcy Lawyer Cost?

Most bankruptcy lawyers will charge you depending on the type of bankruptcy you are filing. For a standard Chapter 7 bankruptcy, you should expect anywhere from $1,000-$2,000 in attorney’s fees. If your case is more complicated (for example, if you have a lot of assets or creditors) it can be more. If you are looking to setup a reorganization plan where you negotiate new terms but still will be paying your creditors, the attorneys fees can be between $3,000-$5,000. It’s important you speak with a bankruptcy lawyer before you file to get an idea of the costs involved for your specific case. Also bear in mind there are other costs of bankruptcy that you will need to pay so you should factor this in to your decision as to whether to file or not. Here’s a breakdown on how much it costs to file bankruptcy

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Our Team

Chris Sawan

Christopher Sawan

Managing Partner

Chris Sawan is both a licensed attorney and a CPA which allows him to provide exceptional service to bankruptcy clients in Toledo, Ohio.

Dennis E. Sawan

Dennis Sawan

Partner

Dennis Sawan is a licensed attorney with a robust background interfacing with Courts making him a valuable asset for bankruptcy clients in Toledo, Ohio.

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This is an ATTORNEY ADVERTISEMENT. Sawan PLLC is a law firm with attorneys licensed in Michigan, Ohio and Florida. We assist clients filing bankruptcy in Toledo Ohio. If you are considering bankruptcy, please call our offices. No attorney-client relationship is created by your use of this website. The information contained on this website is provided for general purposes only and does not apply to your specific factual circumstances in all cases. For us to better understand the particular facts uniquer to your case, call 419-469-5002 for a free consultation.

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